Indiana Attorney General Greg Zoeller is warning Hoosiers against scammers taking advantage of the federal health insurance enrollment period that began on Monday, October 1st. Zoeller says never provide personal financial information or a social security number to anyone that shows up on your doorstep or contacts you by phone to enroll you in the federal insurance program. Zoeller also says beware sales people that aggressively pressures you into buying insurance by saying you could face jail time if you don not have health insurance, because that is not true.
Tips to Avoid Scams and resources for assistance include:
• The government will never call or e-mail consumers to solicit enrollment plans. Marketplace options and additional information is available at www.HealthCare.gov or at the Help Center, available 24/7, at 1-800-318-2596.
• Anyone claiming to be enrolling consumers in coverage through the Marketplace before October 1 is not legitimate. Be wary of individuals contacting you with a “limited time special.” Rates will remain the same from October 1 to March 31, 2014.
• Navigators, by law, may not charge a fee for service; however, licensed health insurance agents and brokers receive commission from insurance companies for plan enrollment.
• Navigators are there to assist you during the enrolment period.
• Navigators will ask you question about your income, family size, and other relevant personal information to help you make a decision about the type of coverage you want.
• Navigators will ask for the size of the family to determine coverage options and for income information to determine eligibility for tax credits or Medicaid
• Navigators WILL NOT call you to enroll you in health insurance.
• Navigators WILL NOT notify you about special limited time offers.
• You can find your local Navigators at: http://www.healthcare.gov/, and http://www.sircon.com/resource/layout.jsp?page=indianaLps&type=indiana.